“Putting Drivers First” is a reform plan launched by the Ontario government in 2019 to improve the auto insurance industry.

The primary goal of the plan provides better and more affordable insurance options for drivers in Ontario. This goal is achieved by increasing the types of auto insurance available and allowing the electronic proof of insurance.

Benefits of “Putting Drivers First” plan:

One of the most significant benefits of the “Putting Drivers First” plan offers better and more affordable auto insurance options.

The plan has introduced several new insurance products that cater to the diverse needs of Ontario drivers. This has made it easier for drivers to find insurance that suits their budget and provides them with the coverage they need.

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Another benefit of the plan is that it empowers consumers to make informed choices about their insurance coverage. It ensures that drivers have access to clear and concise information about their insurance policies, which helps them make better decisions. This leads to a more transparent and fair insurance industry in Ontario.

The “Putting Drivers First” plan also includes “care not cash,” which is a new approach to accident victim compensation. Under this approach, insurance resources are used to pay for the treatment accident victims need to recover from their injuries, rather than just providing them with cash benefits. This ensures that accident victims receive the medical care they need to recover fully.

The plan also introduces a $2 million catastrophic impairment default benefit limit for those who are catastrophically injured in an accident. This is a significant improvement over the previous limit of $1 million and provides better coverage for those who need it the most.

Ask your insurer about electronic proof of insurance

Finally, the plan allows drivers to carry electronic proof of auto insurance on their mobile devices, including smartphones. This is a convenient and efficient way for drivers to prove that they have insurance coverage. And also, can help avoid unnecessary delays and hassles.

Overall, the “Putting Drivers First” plan has been successful in improving the auto insurance industry in Ontario. It has introduced several new benefits for drivers, such as better coverage options, improved transparency, and convenient proof of insurance. These benefits have been praised by many drivers in the province.

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